Terms and Conditions

Terms and Conditions describe Elders Rural Bank accounts, including the features, benefits, costs and risks associated with the various accounts.

The purpose of Terms and Conditions is to ensure you are well informed about our accounts. Terms and Conditions aim to provide you with enough information to help you decide whether the account will meet your needs.

It also helps you to compare the account with others you may be considering. Before you access and read the Terms and Conditions, you should read the Financial Services Guide (FSG), which will provide you with information about Elders Rural Bank Limited and the services we provide. The FSG is intended to help you decide if you want to deal with us.

Banking Accounts Terms and Conditions

Terms and conditions document
(File size: 593 KB)

Schedule of Fees and Charges

Schedule of Fees and Charges
(File size: 755 KB)

Additional Terms and Conditions for accounts no longer for sale

Floating Rate Farm Management Deposit
(File size: 138 KB)
Term Deposit (non verified)
(File size: 142 KB)
Money For Living
(File size: 79 KB)
Cash Management Account
(File size: 76 KB)
Interest Earning at Call Deposit
(File size: 115 KB)
Everyday Account - Not for Profit Organisation
(File size: 114 KB)

Treasury Deposits

Treasury Deposits Terms and Conditions
(File size: 202 KB)

ERBonline Savings Account

Terms and Conditions Booklet
(File size: 182 KB)
Accessing Your Account Booklet
(File size: 223 KB)
Schedule of Fees and Charges
(File size: 884 KB)

ERBonline Term Deposit Account

Terms and Conditions
(File size: 182 KB)
Schedule of Fees and Charges
(File size: 554 KB)