Business Term Loan

The Elders Rural Bank Business Term Loan is an ideal solution if you are looking for long term finance to fund property development or investment, business acquisitions, capital improvements, refinance of existing business facilities and other investments.

Your choice of interest rate

  • Variable
  • Fixed for terms of 1 to 5 years
  • Or tailor your loans with a combination of fixed and variable rate
  • A simple, flexible solution for your business needs.
  • Choose between interest only or principal and interest repayments.
  • Structure repayment cycles to match your anticipated cash flows.
  • Switch from variable to fixed interest and vice versa during the term of the loan.
  • Make additional repayments, reducing your debt and interest expense ($10,000 limit applies to fixed rate loans).
  • Redraw during a variable rate period without penalty (minimum amount applies).

A dedicated Business Banking team

For more information about our Business Term Loan, contact your local District Banking Manager or email our Business Banking Team at businessbanking@eldersruralbank.com.au.

 

Information is subject to change. All applications for loans or credit are subject to normal lending criteria. Terms, conditions, fees and charges may apply and are available by phoning our Customer Service Centre on 1300 660 115, by accessing our website at www.eldersruralbank.com.au, or by visiting your local branch.  Products are issued by Elders Rural Bank Limited and distributed by Elders Limited.

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Fees, Terms and Disclosure

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Brochure (File size: 2 MB)

Fact Sheet (File size: 81 KB)