Seasonal Overdraft

An Elders Rural Bank Seasonal Overdraft gives primary producers access to a short-term overdraft or carry on finance. This flexible package is tailored to your annual production costs and pays competitive interest when in credit.

  • Access to funds for crop inputs; livestock purchases for restocking, backgrounding, feedlotting and trading; rural merchandise; access to funds in times of seasonal adversity and opportunity;
  • Attached to the Seasonal Account;
  • Preferred minimum loan is $20,000;
  • Variable interest rate;
  • Interest is calculated on daily balances and charged monthly;
  • Repayments can be made at any time;
  • Provides cashflow security; and
  • Flexible security options over crops, livestock or land.

For more information on this loan and how it can be tailored to suit you, please contact your local District Banking Manager.

Information is subject to change. All applications for loans or credit are subject to normal lending criteria. Terms, conditions, fees and charges may apply and are available by phoning our Customer Service Centre on 1300 660 115, by accessing our website at www.eldersruralbank.com.au, or by visiting your local branch.  Products are issued by Elders Rural Bank Limited and distributed by Elders Limited.

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Fees, Terms and Disclosure

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