Term Loan

The Elders Rural Bank Term Loan is ideal for financing property purchases, capital improvements, off-farm investments or to restructure your finances.

Choose the interest rate that best suits you:

  • Variable.
  • Fixed for periods of 90 days, 180 days or from one to five years for amounts over $100,000.
  • Or tailor your loans with a combination of fixed and variable rates.

Choose the features that best suit your borrowing needs:

  • Interest only or Principal & Interest repayments.
  • Flexible repayment and interest charging options available.
  • Redraw facilities on variable rate loans (minimum amount applies).
  • Ability to make additional repayments, reducing your debt and interest expense (a penalty may apply to fixed rate loans).
  • Variable interest rate allows you to take advantage of favourable interest rate movements.
  • Fixed repayments during fixed rate periods provide you with protection against interest rate increases (fixed rate loans only).

Personal service

As your local District Banking Manager understands your local area, as well as the rewards and challenges associated with managing a property, they'll work with you to structure the loan to best meet your needs.

For more information on this loan and how it can be tailored to suit your needs, please contact your local District Banking Manager.

Information is subject to change. All applications for loans or credit are subject to normal lending criteria.  Terms, conditions, fees and charges may apply and are available by phoning our Customer Service Centre on 1300 660 115, on this website or by visiting your local branch. Products are issued by Elders Rural Bank Limited and distributed by Elders Limited.

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Fees, Terms and Disclosure

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